What types of drivers are considered high risk by auto insurance companies

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Compare-autoinsurance.org has launched a new blog post that explains why auto insurance companies consider some drivers to be high risk.

For more information and free auto insurance quotes, visit https://compare-autoinsurance.org/what-are-high-risk-drivers

Drivers should avoid being classified as high risk by insurance companies. The premiums paid by high risk drivers can be very high, especially for those who need to purchase comprehensive coverage. Usually, the people most likely to cause accidents are considered to be at high risk.

High risk drivers are classified as such for the following reasons:

  • Drivers with major traffic violations. Drivers involved in at-fault crashes or caught driving while intoxicated are very likely to be considered high risk by insurers.
  • Drivers who have both tickets and accidents at fault. A single traffic violation is enough for a driver to be considered to be more at risk than a driver who has none. Some insurers offer special options that will forgive one or a few tickets and accidents. Drivers who file claims are more likely to be considered high risk. In some cases, insurance rates will increase even if a driver completes a no-fault accident claim. All of these nasty premium increases can be avoided by drivers if they buy an accident discount.
  • Drivers without prior insurance. Drivers who have just purchased their insurance are considered high risk. To get rid of this tag, new drivers must be insured continuously for at least six months.
  • Bad credit score. One of the most important factors used by insurers to determine driver’s insurance premiums is credit score. Drivers with a very bad credit score are considered high risk by insurers.
  • Teenage drivers. Statistics show that teenage drivers are more likely to be involved in car crashes. For this reason, insurance companies classify teenage drivers as high risk.

For more information, money saving tips and free auto insurance quotes, visit https://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health and auto insurance quotes. This website is unique in that it is not limited to just one type of insurance provider, but offers customers the best deals from many different online insurers. This way, customers have access to offers from multiple carriers in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or national agencies, branded insurance companies, etc.

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